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(Transportation-News.com, July 11, 2012 ) San Jose, CA - A new website Carinsurancenets.com has been launched to help parents figure out how much is car insurance for an 18 year old son or daughter they are planning to add to their policy and what are the factors that could actually lower the premium amount. Articles, car insurance calculator and free quotes are made available by Carinsurancenets.com.
The car insurance industry is very much aware how dangerous it is for young drivers to be on busy streets. In fact, the more likely a policy holder is to make a claim, the higher will the premiums be. While some young drivers may not pose a real danger to themselves or to others, they are handicapped by the statistics that show how teenage drivers are up to 8 times more likely to be involved in a car accident, compared to a 35 year old driver.
A clear distinction is also being made between the rates young males are charged, much higher than the premiums female drivers have to pay. For instance, for those wondering how much is insurance for a 16 year old in the state of Colorado, Carinsurancenets.com says a young male driver must pay almost $1,200 every six months in insurance premiums, while females of the same age are charged less than $900.
Putting aside the age and gender factors, there are other variables that influence the amount of premiums that should be paid by parents who put their sons on their policy. For instance, if the teenager lives in a city and not suburbia, rates are likely to increase since cities are considered places with a higher crime rate.
The type of car the teenager will drive is also a decisive factor in determining the value of the premiums. A flashy sports car will evidently cost more to repair compared to a sedan. In most cities, insurance companies will charge less for an older car.
Carinsurancenets.com makes it easier for parents to lower premiums and obtain cheap car insurance for teenagers by providing step-by-step guides on how to proceed in achieving this goal. One of their articles called Factors Affecting on How Much Is Car Insurance for An 18 Year Old lists all the reasons behind higher premiums, but reveals effective methods by means of which parents can get advantageous deals when shopping for insurance.
But insightful articles aren’t the only thing provided by Carinsurancenets.com – it allows drivers to also get quotes by state or by zip code and compare the existing offers. This way, drivers will not rush into any decisions before acknowledging the current offer and deciding what policy is best suited for their needs.
Best car insurance rates are available only to those who search for them. For more information, please visit the main page and learn more about car insurance http://www.carinsurancenets.com.
About Carinsurancenets.com
Carinsurancenets.com is a new website committed to help parents add their teenage daughters or sons to their policy without emptying their savings account. If statistics clearly show how teenage drivers are a higher risk and if insurance companies charge way more in premiums for this reason, Carinsurancenets.com shows parents what are the methods they can use to lower the car insurance rates and pay far less than expected.
Contact Information
carinsurancenets.com
2288 Airport Pkwy, San Jose, CA 95110
United States
carinsurancenets.com
ken duke
610-363-1107
dcarinsurancenets@yahoo.com
Source: EmailWire.Com 
Source: EmailWire.com
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