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(Transportation-News.com, August 19, 2013 ) Flat Rock, MI – An insurance brand catering to the Southeastern Michigan and Northern Ohio Areas discloses information about auto owners insurance Flat Rock MI coverage in detail. In Michigan’s No-Fault law, all vehicle drivers are required to purchase policies before they are able to drive their cars locally. Primarily, auto insurance basically covers one for property damage and liability. However, there are a few more options one can choose to add to make sure that their auto insurance will cover their other needs.
Frost & Remer reveals further information about these types of coverage policies and how they can protect one’s car, property and safety.
1. Bodily Injury and Property Damage. Policy holders are given roof amounts per individual and/or per accident. Bodily injury covers for the negligence on the driver’s part that resulted in physical injury to other parties. Liability coverage protects the insured during circumstances the driver is deemed to be liable to the resulting damages in an accident.
2. Personal Injury Protection is paid from one’s own policy, meant to cover medical expenses, loss of wages, and other damages. This item is meant to be paid without any regards to the legal liability.
3. Uninsured / Underinsured coverage is created to pay for injuries to passengers when a vehicular accident is caused by someone who is uninsured or underinsured. The uninsured driver is a person without any auto insurance coverage, whereas the underinsured has insurance by a failure to meet the coverage limit to pay for the damage caused by the accident. These two items represent separate coverage within the policy, although in some states, it can be purchased together.
4. Collision insures a driver for the damage done to the vehicle, no matter if it is between two cars or a car and a property. One is covered through auto owners insurance Flat Rock MI if his vehicle sustains damage resulting from colliding into another vehicle, disregarding if he is at fault or not.
5. Comprehensive covers what the collision could not. When the auto sustains a damage that did not result from an impact with another object, the comprehensive covers the damages. Some of the perils under this service is fire, vandalism, theft, damaged glass, animal inflicted damage and falling objects.
Auto owners insurance Flat Rock MI policies must be bought depending on the needs and preferences of the driver. However, age is another factor that affects the premium. Frost & Remer shares all about it at the blog post http://insurancebyfrost.com/smart-tips-for-teen-auto-owners-insurance-flat-rock-mi/. the company also gives tips on how to find the best insurance company for one’s needs through a YouTube post, http://www.youtube.com/watch?v=cP-7wIftn3s.
About Frost, Remer, and Mercure Financial Services, Inc.: Established In 1989 as an independent insurance agency serving the states Michigan, Ohio, Colorado, Georgia, Illinois, Minnesota, New York, Pennsylvania and Wisconsin with their primary focus on Southeast Michigan and Northern Ohio.
Their mission is to provide reliable insurance advice, quality service and honest claims advocacy at affordable pricing for individual, business and farm owners insurance needs by placing their clients’ insurance policies with insurance company partners that are well respected within the industry and are financially sound.
For more information about how they can help provide the right financial protection for you, visit http://www.InsuranceByFrost.com.
Frost and Remer Insurance
Jeff Frost, AAI
(734) 794-3072
JFrost.Frost03@InsureMail.net
Source: EmailWire.Com 
Source: EmailWire.com
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